{"id":356,"date":"2022-05-20T14:06:40","date_gmt":"2022-05-20T14:06:40","guid":{"rendered":"https:\/\/setergrade.ch\/?p=356"},"modified":"2022-05-20T14:06:44","modified_gmt":"2022-05-20T14:06:44","slug":"riche","status":"publish","type":"post","link":"https:\/\/setergrade.ch\/de\/riche\/","title":{"rendered":"R\u00e8gles d&rsquo;or pour devenir riche"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Le personne qui devient riche construit g\u00e9n\u00e9ralement sa fortune sur une longue p\u00e9riode et vive en dessous de ses moyens.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Profil des personnes riches<\/li><li>Ils ne gagnent pas n\u00e9cessairement un revenu \u00e9norme.<\/li><li>Ils d\u00e9pensent moins que ce qu&rsquo;ils gagnent.<\/li><li>Ils \u00e9conomisent leur argent et font fructifier leurs \u00e9conomies.<\/li><li>Ils g\u00e8rent leurs finances avec soin.<\/li><li>Ils saisissent les opportunit\u00e9s d&rsquo;investissement ou d&rsquo;affaires lorsqu&rsquo;elles se pr\u00e9sentent.<\/li><li>Elles ne conduisent pas n\u00e9cessairement des voitures de luxe.<\/li><li>Elles peuvent vivre dans des maisons modestes.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>9 r\u00e8gles \u00e0 suivre<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><br><strong>1- Vivez en dessous de vos moyens pour \u00eatre riche<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Vivez avec moins que ce que vous gagnez. Mettez-vous \u00e0 l&rsquo;\u00e9preuve en r\u00e9duisant vos d\u00e9penses autant que possible pendant plusieurs mois. Vous apprendrez exactement de combien vous avez r\u00e9ellement besoin pour \u00eatre \u00e0 l&rsquo;aise.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2- Arr\u00eatez d&rsquo;essayer d&rsquo;impressionner les autres<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ayez la conviction qu&rsquo;il est plus important d&rsquo;\u00eatre ind\u00e9pendant financi\u00e8rement que d&rsquo;avoir l&rsquo;air riche.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3- \u00c9tablissez un budget<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Respectez-le, chaque semaine.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full is-resized\"><img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/setergrade.ch\/wp-content\/uploads\/2022\/05\/A-partir-de-quand-est-on-riche.jpg\" alt=\"riche\" class=\"wp-image-358\" width=\"405\" height=\"270\" srcset=\"https:\/\/setergrade.ch\/wp-content\/uploads\/2022\/05\/A-partir-de-quand-est-on-riche.jpg 930w, https:\/\/setergrade.ch\/wp-content\/uploads\/2022\/05\/A-partir-de-quand-est-on-riche-300x200.jpg 300w, https:\/\/setergrade.ch\/wp-content\/uploads\/2022\/05\/A-partir-de-quand-est-on-riche-768x512.jpg 768w, https:\/\/setergrade.ch\/wp-content\/uploads\/2022\/05\/A-partir-de-quand-est-on-riche-150x100.jpg 150w\" sizes=\"(max-width: 405px) 100vw, 405px\" \/><\/figure><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4 &#8211; Placez r\u00e9guli\u00e8rement de l&rsquo;argent dans votre \u00e9pargne<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Inscrivez dans votre budget le montant que vous souhaitez \u00e9pargner. Pour ce faire, soustrayez de votre revenu net un montant fixe que vous d\u00e9poserez chaque semaine ou chaque mois sur un compte de placement pour le faire fructifier.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En outre, essayez de mettre de c\u00f4t\u00e9 5 \u00e0 10 % de votre revenu net dans votre fonds d&rsquo;urgence. Plus t\u00f4t vous commencerez \u00e0 \u00e9pargner, plus vous en tirerez profit.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5- \u00c9vitez de vous endetter pour \u00eatre riche<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Vous ne paierez pas d&rsquo;int\u00e9r\u00eats inutilement et vous garderez le contr\u00f4le de vos finances.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>6- G\u00e9rez bien votre patrimoine<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Consultez un planificateur financier pour vous assurer que votre \u00e9pargne est investie au bon endroit.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>7 &#8211; Prot\u00e9gez votre flux de revenus et vos biens<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Prot\u00e9gez votre flux de revenus avec une assurance invalidit\u00e9, sant\u00e9 et vie.<br>Prot\u00e9gez votre propri\u00e9t\u00e9 et vos biens avec une assurance habitation et automobile.<br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>8 &#8211; Adoptez de bonnes habitudes pour \u00eatre riche<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Prenez le temps de prendre soin de votre sant\u00e9, car c&rsquo;est votre bien le plus pr\u00e9cieux. En restant en bonne sant\u00e9, vous maintenez votre capacit\u00e9 \u00e0 travailler.<br>Prenez soin de vos biens pour qu&rsquo;ils durent le plus longtemps possible.<br>Utilisez ce que vous avez d\u00e9j\u00e0. Ne faites pas de shopping juste pour le plaisir.<br>\u00c9vitez de d\u00e9penser pour des services que vous pourriez faire vous-m\u00eame.<br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>9 &#8211; Changez vos habitudes de consommation<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ne perdez pas de temps dans les centres commerciaux ou les magasins.<br>Faites une liste de ce dont vous avez vraiment besoin et planifiez vos achats \u00e0 l&rsquo;avance. \u00c9conomisez l&rsquo;argent dont vous avez besoin pour vos achats au lieu de l&#8217;emprunter. Vous aurez ainsi le temps de chasser les soldes et vous ne finirez pas par payer des int\u00e9r\u00eats.<br>Achetez des voitures, des meubles, des v\u00eatements, etc. d&rsquo;occasion. Les objets neufs perdent de la valeur d\u00e8s que vous les sortez du magasin &#8211; ne prenez pas le coup de la d\u00e9pr\u00e9ciation.<br>Cr\u00e9ez un r\u00e9seau d&rsquo;\u00e9change avec votre famille et vos amis pour des CD, des livres, des v\u00eatements, etc.<br>Apprenez \u00e0 troquer des services.<\/p>","protected":false},"excerpt":{"rendered":"<p>Le personne qui devient riche construit g\u00e9n\u00e9ralement sa fortune sur une longue p\u00e9riode et vive en dessous de ses moyens. Profil des personnes riches Ils ne gagnent pas n\u00e9cessairement un revenu \u00e9norme. Ils d\u00e9pensent moins que ce qu&rsquo;ils gagnent. Ils \u00e9conomisent leur argent et font fructifier leurs \u00e9conomies. Ils g\u00e8rent <a href=\"https:\/\/setergrade.ch\/de\/riche\/\" class=\"btn btn-link continue-link\">Continue Reading<\/a><\/p>","protected":false},"author":1,"featured_media":357,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,8],"tags":[],"class_list":["post-356","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","category-finances-personnelles"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>R\u00e8gles d&#039;or pour devenir riche -<\/title>\n<meta name=\"description\" content=\"Le personne qui devient riche construit g\u00e9n\u00e9ralement sa fortune sur une longue p\u00e9riode et vive en dessous de ses moyens..\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link 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